Compliance/Health Care Reform


Health Care Reform

Exchange Notification 
FLSA With Plans Form
FLSA Without Plans Form

Health Care Reform Timeline

New York State of Health Website



Welcome to a whole new way of working — MyWave® is your personalized website that allows you to effortlessly click, connect, and communicate with Brown & Brown Empire State.

It's designed to offer you time-saving tools and resources that build convenience into managing your everyday work tasks. Whether you want to view documents online, participate in plan/program surveys, or connect with over 200,000 peers in your industry, this is the place to be. It's easily accessible, hardworking, and just one of the many value-added services available to you when you partner with us.

MyWaveHR is the helping hand you need for all your Human Resource needs. Whether you are looking for legislative information, employee communications, industry-related websites, or consumer-related healthcare information, MyWaveHR has it readily available for you in one easy, convenient location.

MyWave is applicable to current Brown & Brown Empire State clients only.

WRAP Documents:

At Brown & Brown Empire State, we specialize in all aspects of employee benefits and employee benefit communications.  We know what is needed for ERISA compliance and how to help simplify your 5500 filing requirements.  A Wrap Document will bring together all of your benefits that you provide into one concise employee communication piece.  ERISA section 402 requires that an employee benefit plan be “established and maintained pursuant to a written instrument” which must include specific information.  Since the contract(s) between you and the insurance carrier are usually not intended to be ERISA “plan documents”, they may not include all ERISA required information.  The Wrap provides this information and incorporates other contracts or documents by reference.  Thus it shows the Internal Revenue Service (IRS) and the Department of Labor (DOL) that you have clearly identified your plan(s) and are communicating the required plan information to your employees.

A WRAP document can:
  • Reduce government filing requirements
  • Reduce your exposure for penalties if a filing is accidentally late or forgotten
  • Reduce the number of filling deadlines that need to be remembered as plan benefits can share a common “plan year”
  • Provide you with great confidence that the required ERISA information has been provided to your employees
  • Provide the necessary HIPAA Amendment to your plan document