National Programs

Beyond the Empire

The following programs are provided through the national network of Brown & Brown affiliates and can be accessed by our Empire State offices. If you’d like more information on one of these programs, please contact a Commercial Lines Producer.

Commercial Programs

Acumen Re: Active in the facultative reinsurance casualty market providing outsourced technical expertise on workers’ compensation, general liability and professional liability reinsurance accounts. 

AFC: Program administrator specializing in niche property and casualty products for for-profit and nonprofit social services insurance and home healthcare insurance.

American Specialty: Offers a large portfolio of insurance programs designed to meet the needs of the sports, motorsports, entertainment and recreation industries.

Florida Intracoastal Underwriters (FIU): Specialty program for certain coastal condominiums in Florida.

Industry Consulting Group (ICG): A property tax solutions provider offering products in the areas of mortgage origination and servicing, oil and gas production, trust management and corporate-owned real estate.

IWA®-Fabricare®: Program administrator offering niche industry insurance solutions for entities including dry cleaners, coin-operated Laundromats, convenience stores, office product retailers, grocery stores and restaurants.

Parcel Insurance Plan® (PIP®): Is the oldest and largest provider of third-party parcel insurance in the country for packages shipped via UPS, FedEx, USPS and most other freight or small parcel carriers. 

Proctor Financial, Inc.: Provides over 1,700 financial institutions nationwide with lender-placed insurance coverage and related services with insurance on over 100,000 properties including properties in Guam and Puerto Rico.

Professional Programs

Allied Protector Plan®: The Allied Protector Plan® (APP®) offers professional and general liability insurance programs for individual practitioners and businesses in the healthcare industry such as dental hygienists and dental assistants, home health agencies, physical therapy clinics and medical directors.

CalSurance®: Develops customized group insurance programs for life insurance agents, property/casualty insurance agents, registered representative and investment advisors.

CITA Insurance ServicesSM: Program administrator with underwriting authority for several classes of professionals including wholesale life brokerages benefit consultants, real estate agents and insurance agents.

CPAs: The CPA Protector Plan® provides professional liability insurance to both CPA individuals and firms.

Dentists: The Professional Protector Plan® for Dentists (PPP®) offers a coverage package that includes professional and general liability, property, EPLI, workers' compensation, claims and risk management.

Lawyers: The Layer’s Protector Plan® (LPP®) provides professional liability insurance with a niche focus on law firms with 1-50 attorneys. The Lawyer’s program handles all aspects of insurance operation including underwriting distribution management, policy issuance and claims.

Mosquito Control: Operating as Southwest Assurance Corporation (SAC), the Mosquito program covers governmental entities/independent taxing districts providing mosquito control.

Optometrists/Ophthalmologists: The Optometric Protector Plan® (OPP®) is today’s premier professional liability program for eye care professionals such as optometrists, ophthalmologists, opticians and ophthalmic technicians.

PRSG: Provides professional liability and related package insurance products tailored to the needs of lawyers.

Railroad Industry Servicers: The Railroad Protector Plan® (RRPP®) covers insureds servicing the railroad industry, offering general liability, property, commercial auto, umbrella, railroad protective liability and inland marine.

TOPP®: Targets towing operations. The towing program provides coverage including GL, commercial auto, garagekeeper’s legal liability, property and motor truck cargo coverage.

TitlePac®: Nation’s largest provider of errors and omissions (E&O) coverage to title professionals.

Arrowhead Programs

Architecture and Engineering: Specializes in professional liability coverages for architects, engineers and environmental consultants.

Auto Aftermarket: Offers commercial package insurance for non-dealership automotive servicing operations.

Commercial: Offers commercial auto, commercial package and commercial general liability products primarily in California and Texas.

Marine: Targets entities that include marinas, boat dealers and manufacturers, yacht clubs and independent ship repairers and offer property and liability coverages.

Special Risk: Provides earthquake, flood and “all risk” coverage to commercial property owners.

Workers’ Compensation: Provides workers’ compensation coverage in 43 states for California-based insureds.

Public Entities – Related Programs

Canfield & Associates: Provides property and casualty insurance coverage to cities, counties, municipalities, school boards, and non-profit organizations in the State of Washington.

Downey Public Risk Underwriters: Administers insurance programs to provide commercial property and casualty insurance to Indiana public entities including cities, counties, schools and special taxing districts.

Ideal: Illinois Regional Director of a property and casualty Fire District program.

PRUNJ: Provides administrative services and insurance procurement for the Statewide Insurance Fund, a municipal joint insurance fund comprised of counties, municipalities, utility authorities, community colleges and emergency services entities in New Jersey.

PRUFL: Administers the Preferred Governmental Insurance Trust that was created in 1999 to provide commercial property and casualty insurance to Florida public entities including cities, counties, schools and special taxing districts.

Services Division

The Advocator GroupSM: Provides Social Security disability advocacy and Medicare enrollment decision support services.

American Claims Management (ACM): Provides claims adjusting, administration, subrogation, litigation and data management services to insurance companies, self-insureds, public municipalities, insurance brokers and corporate entities.

AmeriSys®: Provides certified and non-certified medical management and managed care programs for workers’ compensation insurance plans. Services include case management; utilization review and management; client access to custom-developed medical provider networks; and Return-to-Work programs and initiatives.

Colonial Claims: Leading catastrophe adjusting company specializing in the adjustment of National Flood Insurance Program (NFIP) claims.

NuQuest/Bridge Pointe® and Protocols®: Multidisciplinary consulting firms specializing in medical settlement planning for parties involved in complex workers’ compensation and personal injury cases in compliance with Medicare set-aside regulations.

PGCS®: Preferred Governmental Claims Solutions, Inc. ® provides claims-handling services for public entity clients.

USIS®: Provides third-party claims administration as well as managed care services for workers’ compensation and liability claims in the southeastern United States.